Boat Insurance Guide

Boat Insurance Section


 

Boat Insurance Navigation

Main Home Page
Tell A Friend about us
What Are The Different Types Of Boat Insurance Available |
Preventing Marine Theft |
One Hungry Catfish |
Kiteboating |
What Are The Different Types Of Boat Insurance Available |
What You Need To Know To Buy A Good Used Boat |
Houseboat Rental |
Guide To Selling A Boat |
Tips On Buying A Boat Seven Tips On What Should You Look For When Investing In Watercraft |
Applications Of Underwater Video Cameras |

List of boat-insurance Articles

Best seller

Easy Photography Business - Digital Camera - Make Money!
Genuine Home Business Opportunity Lets You Earn $200+ Per Day Taking Simple Digital Photos Of Real Estate, Cars, Trucks, Boats, Etc. In Your Local Area! Computer, Internet Access And Digital Camera Required. Huge, Virtually Unknown Nationwide Industry!
Click Here!
 

Free Tips
Spirit Travels Photography Tips



Best Products

Dream Building - Build Your Own Wooden Houseboat.
Backyard Boat Building Is Great Family Fun And Can Save You Thousands Over Factory Built Boats. See How We Built A 20ft Trailered Houseboat That Can Be Used On The Water And As A Camper Along The Way.
 Click Here!

Annuities: The Shocking Secrets Revealed.
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.
Click Here!

Plans To Build Your Own Bankers Dory Boat.
Do-It-Yourself Plans To Build A Wooden 16 Grand Banks Dory.
Click Here!

Sitemap



Social bookmarking
You like it? Share it!
socialize it

Newsletter

Subscribe to our newsletter AND receive our exclusive Special Report on boat-insurance
Email:
First Name:


Main Boat Insurance sponsors


 
Insurance for Dummies
Insurance for Dummies
by Jack Hungelmann
Details of Classic Boat Construction
Details of Classic Boat Construction
by Larry Pardey
Our Price: $31.51
Used from: $28.85

Freshwater fishing boat program on the web. (Tour Boats).(Anglers Advantage Insurance Program): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
Freshwater fishing boat program on the web. (Tour Boats).(Anglers Advantage Insurance Program): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
by Gary S. Mogel
Our Price: $5.95
Used from: $5.95

State insurance exams miss the boat on ethics.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management
State insurance exams miss the boat on ethics.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management
by Matthew Schwartz
Our Price: $5.95
Used from: $5.95

Presidential address: risk management and insurance education: will we miss the boat? (Harold D. Skipper, Jr. speech) (Transcript): An article from: Journal of Risk and Insurance
Presidential address: risk management and insurance education: will we miss the boat? (Harold D. Skipper, Jr. speech) (Transcript): An article from: Journal of Risk and Insurance

Our Price: $5.95
Used from: $5.95

Insurance tips from Boat U.S.(NEWS + NOTES)(Boat Owners Association of the United States)(Brief Article): An article from: Watercraft World
Insurance tips from Boat U.S.(NEWS + NOTES)(Boat Owners Association of the United States)(Brief Article): An article from: Watercraft World

Our Price: $5.95
Used from: $5.95

Shopping for insurance.(boat-and-trailer insurance): An article from: Trailer Boats
Shopping for insurance.(boat-and-trailer insurance): An article from: Trailer Boats
by Mark B. Rosen
Our Price: $5.95
Used from: $5.95

 

Welcome to Boat Insurance Guide

 

Boat Insurance Article

Thumbnail example. For a permanent link to this article, or to bookmark it for further reading, click here.

Trailering and Towing your Pontoon Boat

from: Thomas Holley




Trailering and towering your pontoon boat doesn't have to be a dreaded chore. As a matter of fact, if you follow a few simple tips, not only will you expand the opportunities you have to visit a wider variety of waterways, but you'll enjoy the drive as well. Towing obviously begins with your tow vehicle. It is extremely important that you keep this vehicle in tip-top shape. Change oils and filters more often than you would under normal driving conditions. In must cases, it's a safe bet to do it twice as often as regular maintenance requires. Tire pressure is another thing to check on a regular basis. While it's not a good thing to have overflated tires, its even worse to drive a vehicle with low tires. Don't forget tune-ups, services or your cooling system. All brake lights need to be in working order.

Once you're confident that your tow vehicle is in good working order, move on to the trailer itself. To reduce the possibility of swaying, manufacturers recommend that the tongue weight of the trailer (boat included) is 5-7 percent of the total tow package. (Boat, motor, trailer and all your gear.) Make sure you have adequate tie downs on your boat and trailer. If you're traveling from one state to another you may run into different regulations regarding the use of tie downs in different states. Make sure you know what they are in your state and any states that you may be traveling through. Again, when towing a boat, it's always smart to err to the side of safety. Four straps will allow you to conform to regulartions almost everywhere. If you use one strap to tie down the bow, two straps at the transom and one strap on the gunwale, you'll be in excellent shape. Remember to use straps that are weather resistant and as strong as you can buy. Straps with easy lock and release buckles allow you to tighten them and control the slack with a minimal effort. If your boat didn't come with a cover, buy one. It'll not only keep the dust and debris off your boat when you're driving but it'll serve to hold everything in place and protect if from the sun. The last thing you want to see are your seat cushions floating down the highway behind you. Covers will also reduce wind resistance and thereby increase your mileage.

Once you've determined that your tow vehicle is ready to go, your boat is securely on the trailer and your lights are in working order, it's time to hit the road. When towing any vehicle, it's important to stay alert while driving. Although you may be very comfortable pulling the trailer, other drivers have no idea what kind of an impact their actions can have on your safety. On the interstate system, for example, semi-trucks can create enough of a wind to literally blow you off the road. With the added length and weight of your boat and trailer, it's a good idea to take things slower than you normally would without them. The added weight will decrease your stopping distances tremendously so brake early and give yourself plenty of room. The length will affect your turning ability as well as how much room you need to complete lane changes. Overcompensating in these cases is much better than cutting a turn too short or clipping the front end of the vehicle you just passed. When someone passes you, flashing your lights when they've cleared your vehicle is the safe and polite way to go.

When you've arrived safely at your destination, don't despair. Most boaters hate and fear the launching of their boats more than anything else. When you think about it though, as drivers, we're usually taught to keep our vehicles as far from the water as possible. The important thing to remember is that you're not alone. Once you drive up to the ramp, you're probably in line with many others who are just as apprehensive as you are. Most fellow boaters won't mind lending a hand and a second set of eyes can make your launch a piece of cake. Since most boaters tend to hit the ramps in early morning and late afternoon, it's important that you launch quickly to avoid creating a back up. When you arrive at your destination, stop away from the launch. Transfer the necessary items from your vehicle and take the time to walk over and do a quick inspection of the ramp itself. It's also a good idea to disconnect your trailer lights prior to moving to the ramp. The lights don't last that long to begin with so by disconnecting them before you put the trailer in the water; you may be able to extend the life of the bulbs.

Before you approach the launch ramp you should prepare your pontoon or deck boat for launch. Park well away from the ramp and transfer any and all items from your vehicle into the pontoon or deck boat. Walk over to the ramp and inspect the surrounding area. A few important things to note are how the ramp lies in comparison to the road and whether or not you'll need someone to guide you down. If you're alone, (which isn't ever recommended when you're on the water) ask someone to help you. You'll also want to check for any obstacles and whether or not there's a place to dock while you park your vehicle. When backing down the boat ramp, the most important thing to remember is to take your time. Moving your hands to the bottom of the steering wheel will allow you to turn the wheel in such a way that your boat will follow the same direction automatically. Boat ramps are often uneven. If you notice this, shift your approach a few feet to compensate. When your day ends, simply reverse the procedure. The only thing that you need to remember when putting your boat back on the trailer is not to back up too far into the water. With a pontoon boat, it will load more easily if the undercarriage is between 1/3 and 1/2 of the way forward. Water in the tail pipe can also cause your tow vehicle to stall.

About the Author

Thomas Holley is owner of Pontoon-Boat-Products.com where you can find all your pontoon boat products and accessories. Pontoon-Boat-Products.com, because we know where you'd rather be. Also, be sure and sign up for our free newsletter, "The Pontoon Boating Life."






 

Boat Insurance News

Avon-Dixon, Jack Martin employees wear life jackets to work Friday - The Star Democrat


Houston Chronicle

Avon-Dixon, Jack Martin employees wear life jackets to work Friday
The Star Democrat
Employees of The Avon-Dixon Agency and Jack Martin Yacht Insurance participate in “Wear your Life Jacket to Work Day,” which is May 18. Pictured from left, Jason Wilson, Rich Trippe, Elaine Farrare, Donna Sposa, Ned McDonald, MNRP Cpl. Danny Callahan, ...
State Game Wardens Stress Boater Education in Water SafetyLiberty Vindicator
Tip for a happy and safe long weekendinsideTORONTO.com

all 39 news articles »

Read more...


Dog bites account for more than one-third of homeowners insurance claims - DesMoinesRegister.com (blog)


Dog bites account for more than one-third of homeowners insurance claims
DesMoinesRegister.com (blog)
Most insurance companies have required minimum amounts of underlying coverage—typically at least $250000 of protection from your auto policy and $300000 of protection from your homeowners policy. If you own a boat, you must also have boat insurance ...

and more »

Read more...


Coast Guard Auxiliary teaches water safety - Reminder Newspapers


Reminder Newspapers

Coast Guard Auxiliary teaches water safety
Reminder Newspapers
“This beginner boating class will give you the knowledge needed to obtain a boat license or safety certification in many states. Many boat insurance companies will offer discounts on boating insurance to boaters who successfully complete 'About Boating ...
Auxiliary offers boating classBig Bear Grizzly
National Safe Boating Week May 22-28: Tips for boating safely this summerTCPalm
National Safe Boating Week is May 19-25; USCG Station Destin celebrates with ...Destin Log
NorthFulton.com -The News Herald
all 34 news articles »

Read more...


Yacht Club's first female skipper sails through life - OCRegister


Yacht Club's first female skipper sails through life
OCRegister
At the present time annual membership fees and club fundraising activities cover the full cost of berthing and maintaining the boat. The boat receives regular routine and preventative maintenance and is fully covered by standard Marine Insurance.

Read more...


MADD Canada Urges Canadians to Keep This Long Weekend Crash-Free by Having A ... - MarketWatch (press release)


MADD Canada Urges Canadians to Keep This Long Weekend Crash-Free by Having A ...
MarketWatch (press release)
OAKVILLE, ONTARIO, May 17, 2012 (MARKETWIRE via COMTEX) -- Whether you are off to the cottage, heading out on the boat or kicking back on the deck or patio this Victoria Day long weekend, MADD Canada and Allstate Insurance Company of Canada are urging ...

and more »

Read more...


Boating Safety Course: Alaska Water Wise - Anchorage Daily News


Boating Safety Course: Alaska Water Wise
Anchorage Daily News
Join us to discuss, Alaska's Boating Legal Requirements, Cold Water Survival, Boating Operations, Boating Hazards and Emergencies, and Pre-Departure Planning. This free course may reduce your boat insurance rates. This is a National Association of ...

Read more...


North Korean boat hijacks 3 Chinese fishing boats - WQOW TV News 18


North Korean boat hijacks 3 Chinese fishing boats
WQOW TV News 18
Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack...More >> AP National News VideoMore>> ...

and more »

Read more...